BDO Unibank

BDO Unibank is the largest bank in the Philippines by assets, loans and deposits, and part of the SM group built by the Sy family. It is a full-service universal bank serving consumers, small businesses and large corporations, with one of the widest branch and ATM networks in the country and a major role in handling overseas-Filipino remittances. For investors, BDO is close to a proxy for the Philippine banking system and the broader credit cycle.

What moves the stock

A bank earns the spread between what it charges on loans and what it pays on deposits, so interest-rate moves by the Bangko Sentral ng Pilipinas are central to BDO's net interest margin. Loan growth tracks the wider economy — strong consumer and corporate borrowing lifts earnings, while a slowdown or rising bad loans (the non-performing-loan ratio) weighs on them. Fee income from cards, wealth management and remittances adds a steadier layer. The market also watches capital ratios, provisioning for credit losses, and dividend policy. As the sector's biggest name, BDO often sets the tone for how bank stocks trade.

BDO Unibank (BDO) currently trades at a price-to-earnings ratio of —, with a dividend yield of n/a. Quality scores update after each fiscal quarter is reported.

Analysis is automatically refreshed using the latest filings and prices. Not a recommendation to buy or sell.